Saint Charles Uninsured Motorist Lawyers
Uninsured Motorist Attorney Serving Saint Charles, Saint Louis, Lincoln County, Warren County & nearby areas of Missouri and Illinois.
Missouri law requires every driver to have liability insurance in the event a car/ truck/ motor vehicle collision occurs. Unfortunately, many people fail or refuse to obtain insurance of any form, and many others do not have enough coverage, causing them to be underinsured motorists. For this reason, motor vehicle policies sold in Missouri are required to have uninsured motorist coverage.
Uninsured motorist coverage is intended to cover you in situations where the negligent or at fault driver is uninsured. The uninsured motorist coverage steps in to the shoes of the at fault uninsured motorist to provide coverage to the injured driver as if that driver had insurance up to the uninsured motorist limits.
Hit and Run Drivers
Uninsured Motorist Coverage also applies in cases where a hit and run driver causes the crash. Some states require the uninsured motorist vehicle have contact with the insured vehicle, others, including Missouri do not require contact with the uninsured motor vehicle whose negligence caused the crash.
Uninsured motorist insurance sometimes applies in situations where an unknown driver “waves out” another vehicle into traffic where there is a crash. It even can apply when there is debris or equipment left in the road as a result of the negligence of a vehicle no longer on the scene. To recover for uninsured motorist coverage, an injured individual has to bring a claim against their own insurance to obtain the money or claim value they would have had against the uninsured driver.
Filing an Uninsured Motorist Claim
Whether following a hit and run, a wave out crash, or crash/ accident with any type of uninsured driver, a driver must pursue a claim against their own insurance. It is important to obtain proper legal representation because even your own insurance company will begin looking to blame their insured for comparative fault, and seeking to reduce or minimize damages from the time the claim is initially reported.
Our Saint Charles/ Saint Louis car crash/ car accident lawyers can help investigate the crash, contact witnesses, review the police report, advise you of your rights, and communicate with the insurance company on your behalf.
Contact our Saint Charles/ Saint Louis Attorney Immediately
After a crash with an uninsured motor vehicle, you and your family members may need guidance on what to do next. Contact the Law Offices of Nathan A. Steimel, L.L.C. to obtain the guidance you need to maximize your recovery. No fee unless we recover for your injuries.
Uninsured Motorist Coverage provides coverage for all damages caused by the uninsured motorist coverage including Medical Bills, Lost Wages, and Pain and Suffering.
The Law Offices of Nathan A. Steimel, L.L.C. has assisted Missouri and Illinois uninsured motorist vehicle crash victims recover money and compensation for medical bills, lost income, pain and suffering and other damages/ harms and losses. The Law Offices of Nathan A. Steimel, L.L.C. will work hard to help you.
By contacting our St. Charles/ St. Louis, Missouri based uninsured motorist vehicle accident law firm, you can get a free consultation regarding your accident and injuries. There will be no attorney's fees unless we obtain compensation for you.
Contact St. Charles/ St. Louis, Missouri based uninsured motorist vehicle lawyers at The Law Offices of Nathan A. Steimel today! Call 636-244-3737.